What we do

3 Wise Bears is a London based accountancy firm with a difference. Yes, we know: every accountancy firm likes to think that they are 'the ones with the difference', but we like to think that we really do offer something unique and, dare we say it, special. We specialise in accountancy for contractors, freelancers and small businesses, largely based in and around (but not limited to) the London area.

Everything that we do is cloud based, making your accounts accessible at any time and from anywhere in the world. We embrace the latest and best accountancy technology to make sure that everything that we do is completely reliable, accurate and up-to-date.

Welcome to the new era of contractor accountants, freelance accountants and small business accountants. Welcome to the 3 Wise Bears.

For a free consultation, call 020 3793 1703 or email info@3wisebears.co.uk.

FreeAgent & Xero

FreeAgent & Xero

We are 100% online accountants. This means we are certified advisors for both FreeAgent and Xero and all of our clients use one of them.

Annual Accounts & Corporation Tax

Annual Accounts & Corporation Tax

We take care of all of your year-end accounting and tax requirements and ensure timely and accurate submissions.

Payroll

Payroll

We make sure that your payroll is fully compliant with HMRC’s Real Time Information reporting requirements and ensure no deadlines are ever missed.

VAT

VAT

We can register you for VAT and advise you on the ideal scheme for your specific requirements, helping you potentially save £1,000s per year.

Personal tax

Personal tax

We can register you for a self-assessment tax return and can complete and file for you accurately and on time.

Tax Advice

Tax Advice

As Chartered Accountants, we understand tax and can help you to minimise your tax liabilities through efficient planning of items such as salary and dividends.

Who we work with

We are specialist Chartered Accountants for contractors, freelancers, small businesses and property landlords. We believe in making accounting stress-free, so that you can spend time on growing and succeeding.

Contractors

Contractors

We work with new and existing contractors to provide a service which completely takes care of all of your accounting and tax requirements and provides you with real time information on tax liabilities, salaries and dividends.

Our complete package includes advice on setup as a limited company or sole trader, guidance on IR35, registration on VAT Flat Rate Scheme, explaining all of your tax deductible expenses and dealing with all of your HMRC and Companies House obligations long before deadlines.

Freelancers

Freelancers

Whether you are thinking about going it alone or already have taken the leap, we are here to make accounting simple and make sure you comply with all the rules. This will leave you with time to focus on your clients and on enjoying life.

We also give tailored advice on taking tax efficient salaries and dividends and by using our online accounting software, you will have real time information on turnover, expenses, tax, customers that owe you money and much more.

Small Businesses

Small Businesses

3 Wise Bears are here to assist your tech-savvy business from startup stage to becoming more established.  We love working with eCommerce businesses who use platforms such as Amazon, ebay, Shopify and WooCommerce. You will receive a dedicated accountant who will be able to handle all of your online accounting and tax needs whilst simplifying the bookkeeping process so that you can concentrate on growing your business.

Property landlords

Property landlords

We have a special package for property landlords that gives expert tax advice, Xero online accounting software to record all your expenses, annual rental accounts, personal tax return and a yearly property tax saving review. 

We’re confident with our time saving solution, you will have more time to grow your portfolio and not worry about falling behind with your taxes.

Blog

Latest tax and accounting tips from 3 Wise Bears

Financial considerations when selling buy-to-let property

When selling buy-to-let property, there is a host of secondary considerations you need to factor in to your decision. This will ensure the transaction is financially advantageous. Here, we’ll give you some quick tips to consider when selling buy-to-let property. […]

Read more

New rules make buy-to-let mortgages harder to access and more expensive

A raft of new legislative changes is threatening to make life increasingly difficult when it comes to buy-to-let mortgages. Many of the previous Chancellor’s rule changes came into effect during late 2015 and 2016. This is meant to help first-time buyers […]

Read more

Newsletter

Request call back