Be Bold, Be Wise.

3 Wise Bears are a dynamic firm of chartered accountants in London that specialise in accounting for small businesses, contractors, freelancers and landlords. We take a personal approach to our work and have gained a reputation as one of the most trusted accountants in London.

Certified Xero Advisors, FreeAgent Platinum Partners and Making Tax Digital ready.

ICAEW FreeAgent Xero Partners

Chartered Accountants in London

It is often hard to find an accountant locally that can offer advice specific to the type of business you have. Although we are based in London, we can help businesses with their accounting needs regardless of where they are located by using the cloud to collaborate.

Gone are the days of posting receipts and invoices to your accountant, now you simply download an app on your phone and keep your records up to date. If you are considering switching to an accountant that embraces technology and offers a modern accounting solution then simply get in touch.

London Accountants
Freelancer Working on Laptop

Accounting Specialisms

We have clients across a wide range of sectors such as IT, Creative, Finance and Retail. We understand that every business is different, which is why we allocate you one accountant in our team who will understand your business goals and offer advice specific to the industry you operate in.

Whether you are a startup or an established business we can help. To find out more about what makes us different please complete one of our contact forms or give us a call on 0203 793 1703.

Why Us?

Trusted Accountants

We have built a reputation for delivering an outstanding service. Saving you time and money where it matters the most. Certified partners of both FreeAgent and Xero, you can trust that we deliver on our promises.

Personal Approach

Our aim is to build long-lasting relationships with our clients. We achieve this by allocating you one 3 Wise Bears Accountant who will work closely with you to understand your accounting needs and financial goals.


As Chartered Accountants, we are committed to helping you comply with HMRC and Companies House by offering clear advice. No hidden costs, we offer customisable packages to suit your requirements.

Accounting Software

We focus on what we are good at and leave the software development to the experts. FreeAgent and Xero are both market leading cloud accounting software that are able to connect directly to your business bank account. They can be accessed via an app that works on IOS or Android. They are also are compliant with Making Tax Digital.

If you prefer, you can use the software via a laptop or desktop and experience the same seamless functionality. By connecting the software to your bank account you can view your business performance, chase any outstanding invoices and manage your cash flow. The software subscription is included in all our packages. Want to learn more?

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Accounting Services We Provide

Small Business Meeting

Small Business Accounting

Small businesses go through many changes and knowing how to cope with them can sometimes be a struggle. We aim to use technology to empower our small business clients to keep ahead of the numbers and ensure that their accounts are in a good shape.

As Xero Certified Advisors our team will help you get the most out of the software as well as take care of all your accounting needs. We do not run a call centre operation and believe a personal approach is key to achieving long term relationships. Speak to us today to find out how we can help your business.

Contractor Accounting

Are you a first time contractor? Or maybe you have been contracting for many years and need a new accountant? Regardless of your experience in running your business, we will offer you the right advice you need from the start. We help you maximise your take home pay whilst ensuring that your business stays compliant with HRMC and companies house.

Our aim is to be proactive and responsive in the service we deliver by offering full support throughout the year. FreeAgent accounting software is included in our package, to learn more please visit the link below.

Contractor Working
Freelancer's Desk

Freelancer Accounting

Operating as a freelancer can be overwhelming when you have many clients and are trying to keep on top of your invoices and expenses. This is where we come in, by giving you the right tools and advice to ensure that your business is run smoothly and efficiently.

Our clients love using FreeAgent and are given ongoing support from our team. We allocate you one point of contact so that we can provide a personal service for your business. Our package is tailored towards Freelancers working through their own Limited companies.

Property Landlord Accounting

Investing in property through a limited company is not as straightforward as it often sounds. Understanding the tax implications along with keeping records in line with HMRC requirements can be a laborious task.

Our expertise in the buy to let property sector enables us to offer a solution that works for busy landlords. Focus your time and efforts on growing your portfolio and let us take care of the numbers. Learn more by visiting the link below or speaking to our team today.

Landlord Accounting

Speak to the experts

Get in touch today to find out more about our services and how we can help with your accounting needs.

ICAEW FreeAgent Xero Partners