Chartered Accountants

Do you find that your current tax accountant is not telling you how to minimise tax and is causing missed deadlines?

As leading Chartered Accountants in London, we help clients all over the UK to setup their business in a tax efficient structure and make sure their tax liabilities are minimised. We also make sure all of your tax returns are filed on time with HMRC.

Business Tax

When you’re starting a business you need to know whether to start as a limited company, partnership or as a sole trader as each has advantages and disadvantages. We are here to help you start out in the best way and advise you as you continue.

On top of this there’s a lot of tax administration and compliance, with penalties for getting it wrong. We can help explain to you the best structure for your new business and we also help with VAT returns, tax expense planning, IR35, PAYE RTI returns, Corporation Tax, EC Sales Lists, VAT Reverse Charges and much more.

Personal Tax

Whether you are a company director, sole trader, partner or property owner you need to think about personal tax and minimising it.

We act as specialist tax advisors to contractors, freelancers, small business owners and property landlords and do annual tax reviews to make sure you don’t pay more tax than you need to and can complete and file your self-assessment tax returns for you.

Why 3 Wise Bears?

As specialist online accountants, all of our clients use the latest online accounting software (Xero and FreeAgent). This means your dedicated accountant and tax consultant can keep on top of your figures and make sure you are getting advice ahead of time and before it’s too late.

  • We get to know you: We’ll learn about what you do and understand the industry you operate in, ensuring we always meet your expectations and deliver the best accountancy support possible.
  • You have one point of contact: Don’t deal with anymore call centres and account managers, at 3 Wise Bears you’ll have your very own expert personal accountant who’ll be your point of contact at all times.
  • We take care of the numbers: You’ll no longer need to worry about sorting out tax bills and financial compliance for your business – from now on, we’ll take care of it all for you.
  • Great advice: Our accountants will ensure you keep as much of your earnings in the most tax efficient way as possible, in accordance with HMRC requirements.
  • Market-leading accounting software: As part of our contractor accounting package, we provide access to FreeAgent or Xero accounting software and provide training.

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Simply complete the form and we will get in touch.


We find it helpful to answer some questions upfront. Feel free to get in touch to speak to the team.

Is it easy to switch from my current accountant to 3 Wise Bears?

Yes, it is a straightforward process. Simply let us know your existing accountant’s details and we’ll take care of the rest.

What is the difference between accountants and chartered accountants?

Although unqualified accountants are subject to the same laws as chartered accountants, ICAEW Chartered Accountants are bound by their Code of Ethics and subject to their disciplinary procedures. 3 Wise Bears are Chartered Accountants.

Are there any other costs that I should be aware of?

It depends on your current situation and if there are any extra services you require. If you need us to file your self-assessment too then simply let us know a few details about your income sources and we will provide a quote.

Which online accounting software do you recommend?

We are FreeAgent premium partners and a Xero partner/certified advisor. We will always recommend what best suits your business needs. Get in touch to find out more.

What are the next steps?

Simply contact us by phone or via one of our web forms. We will then provide a quote and advise on the steps to welcome you onboard.